Thu Aug 3 09:25:11 PDT 2006

Deceptive Practices from LDS Leather

"Fool me once, shame on you. Fool me twice, shame on me." Sometimes the old aphorisms are true.

Even after posting my last entry about LDS Leather, I still decided to give them a try because I really wanted a couple of their service dog clip-on patches to go with my new Har-Vest. Boy, was it a big mistake to give LDS Leather another chance!

I placed an order for two patches on August 1st. When I processed the order online, I noticed that they were mistakenly charging me Oklahoma sales tax (I live in Nevada), and put in the order notes that they needed to manually correct this.

A day later, I received an invoice, still showing the wrong total, followed by an email saying (in part):
In order to fill your order, we must be provided the phone number associated with the credit card used for payment of the order. Your issuing bank suggested that we not fill the order until a proper phone number is provided.
This sounded fishy to me, since I have an unlisted number and don't provide it to anyone on a routine basis. This has never been an issue before with either my bank or reliable vendors, so I sent back the following response:
My issuing bank does not HAVE my telephone number; it's unlisted. I've been successfully performing such transactions without giving out my unlisted number for many, many years. The problem is more likely to be with your merchant account or payment processor.

If it is *your* company's policy that is preventing the transaction, that's a different conversation. However, if it truly *is* the bank, please provide me with the transaction number at issue, and I will raise the roof with them directly. This has never happened before, and I can absolutely guarantee that if it *is* my bank, it will never happen again after I speak with them.

I look forward to some further illumination on the issue from you.
As you can see, I was willing to assume that there was a legitimate problem processing the transaction, and was more than willing to help LDS Leather resolve them. I even let them know that, if they were trying to enforce some internal policy, that this wasn't the right way to go about it. However, they weren't done yanking my chain.

In response to my reasonable email, I get this back from "Karen" at LDS Leather:
I spoke with your issuing bank. We view your entering a phone number such as 999-999-9999 as intentionally providing inaccurate information to a merchant you wish to accept financial risk on your behalf. It is clear that you do not wish to provide either email or phone contact information. We do not wish to provide services under such circumstances. Both your issuing bank and our processing company vigorously support our level of security.
So, despite that fact that we're clearly communicating using a working email address, she states that I won't provide an email address. She's still going on about my unwillingness to provide a cagey and unresponsive vendor with a telephone number that I don't provide to anyone, and asserting that it's my bank that's raising the fuss instead of owning up to it herself. One should also note that she made a point of not providing me with the authorization number for the transaction that she claims was declined by my bank, which I'd specifically asked for; I thought that was highly suspicious under the circumstances.

So of course I immediately called my bank. I had them look up the transaction, which they said had already been approved for payment several days ago. So, not only had LDS Leather lied to me about there being a problem, they had already processed my payment and were now refusing to send me the patches I'd paid (and overpaid!) for unless I coughed up my unlisted telephone number.

I don't know what Karen could possibly have been thinking. Did she really believe I couldn't simply call my credit card company to find out the truth? This seems remarkably naive. What could she possibly gain by trying to mislead me about the source of the problem? I was mystified, and more than a little angry.

I wrote another email, setting out my expectations at this point.
*I* just spoke with my issuing bank. They tell me that they authorized a payment of $31.03 to you on August 2, with authorization number [redacted]. So, not only did you overcharge me by improperly collecting sales tax, you have told me something patently untrue: that a transaction has been declined when you have in fact already sent it through and received approval.

Because I'm a reasonable person, I will give you a choice:

- You may complete my purchase for $28.73, unless you are authorized to collect sales tax for the state of Nevada.

- You may cancel the purchase and refund my money in full.

However, unless we reach an immediate accommodation, I still reserve the right to contact both the Better Business Bureau and your state's Attorney General regarding deceptive business practices. Lying to customers--or potential customers--is never acceptable, and taking money for products you don't intend to deliver is surely actionable.

The fact that *you* don't like the working email address I've provided, or that you don't respect my right to an unlisted telephone number, is quite beside the point. You could have accepted or rejected the purchase based on that, rather than resorting to deceptive and possibly illegal tactics.

I await your response.
After sending the email, I did something I should have done in the first place: I cruised on over to the Oklahoma BBB to see what they had to say about LDS Leather Company. I should have done this before deciding to do business with them, as they clearly have an unsatisfactory record with the bureau at this point in time.

Regardless of what happens next, the whole situation has left a very bad taste in my mouth. This whole experience stands in sharp contrast to the positive experiences I've had with other SD equipment vendors such as SitStay, Har-Vest, and Raspberry Field. I'd definitely recommend these three responsive and responsible businesses over LDS Leather any day.

Sometimes being an advocate, whether for privacy or disability rights, means "taking one for the team." I certainly think I'm doing that now, and hope others can benefit from my experience.

Posted by Todd A. Jacobs | Permalink | Categories: Advocacy